Consumers can pay bills, top-up mobile phones and manage accounts at ePago kiosks inside banks, stores and other convenient locations. Combining transactional switching technology with the quality and security of the United Group AS brand, ePago by United Group AS allows retailers, phone companies and utility providers to collect payment for a multitude of bills at a single location, optimizing customer service payment centers and increasing foot traffic into retail stores. For the consumer, the service offers convenience and simplicity. Instead of making individual trips to each business to make payments in person, consumers can pay many monthly bills at a single, convenient location.